Easy Qualifier:
In business at least 3 years and requires financing for the purchase, refinance, renovation or construction in the amount of $50,000 or greater and is growing quickly and can not show the historical ability to service the debt to accommodate future growth trends but will soon have the ability to afford the amount of loan being requested. No personal guarantees are needed.

Traditional 5/25 and 5/20:
Up to values of 80% and sellers are allowed to hold second trusts up to 90% in many circumstances. This program uses the traditional underwriting approach referred to as Debt Service Coverage to determine what a Church may borrow. No personal guarantees are needed.

Sanctuary Saver:
For foreclosure or near-foreclosure, this program is generally used to refinance and recuperate; even Churches that are in Bankruptcy. Payments are interest only for up to 3 years. The maximum loan to value is 65%. No personal guarantees.

90% Construction Loan:
Pay interest only during construction and have your loan automatically turn into a permanent mortgage when the construction is completed. Fixed rates are available and up to 100% of the Church construction cost can be financed depending on ownership of the land. No personal guarantees are needed.

Mega Financing:
For Churches looking to finance over $3MM. Terms as long as 30 years with no balloons and long term fixed rates. Loan amounts up to $30,000,000.

Family Church Financing:
Designed to help smaller Churches with loan amounts as little as $50,000., whether it's a first purchase or an expansion.